About

A realtor who reads the mortgage before the listing.

Jonathan Alphonso is a Toronto real estate agent with Royal LePage Terrequity Realty, and the Mortgage Broker and Managing Director of Mortgage Broker Store. He has spent 15+ years on both sides of GTA home purchases.

Jonathan Alphonso

The short version

Two careers, one client.

Most people meet a realtor, then a lender, then a lawyer, and nobody owns the whole picture. Jonathan built his practice so one person does.

Jonathan earned his Bachelor of Commerce at York University and his MBA at the Ted Rogers School of Management, then went into lending. He learned the business at Mortgage Broker Store under its founder, his father Ronald Alphonso, working the difficult files most brokers pass on, and now runs it as Mortgage Broker and Managing Director. The Toronto brokerage specialises in private and alternative mortgages for homeowners the banks turn down.

Watching clients lose homes to power of sale led to Power of Sale Ontario, a resource that explains the process in plain language and helps owners find a way out. Both companies are still run day to day from Yonge Street.

Real estate was the natural next step. As a licensed realtor Jonathan now helps GTA buyers and sellers directly, and brings a lender’s read of the numbers to every offer, appraisal and closing. Away from the office Jonathan is a family man. He grew up in the GTA, is close with his mother and two brothers, and is engaged to his beautiful fiancée Jessica. The work has taken him well beyond Toronto, with Mortgage Broker Store clients from one end of Ontario to the other.

Credentials

Licensed on both sides of the deal.

Realtor

Royal LePage Terrequity Realty, Brokerage · RECO registered

Mortgage Broker

FSRA Lic. M08005247 · Mortgage Broker Store, Brokerage #12800

B.Comm, MBA

B.Comm, York University. MBA, Ted Rogers School of Management (TMU)

Digital marketing

Certified in paid search advertising and web analytics

In the press

Quoted on mortgages, power of sale and the GTA market.

Reporters call Jonathan when they need someone who has actually closed the deals they’re writing about.

Toronto Star

YorkRegion.com

Global News

Canadian Private Lenders Podcast

How I work

Plain answers, fast replies, no pressure.

01

Numbers first

Before we tour anything, you’ll know what you can borrow, what it costs to carry, and what the exit looks like.

02

One point of contact

Offer, financing conditions, appraisal, closing. You text one person and get one answer.

03

Honest about timing

If waiting six months is the better move, you’ll hear it. Repeat clients are worth more than a quick commission.

Let’s talk about your next move.

Email or call. Jonathan answers personally.